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FAQ

My landlord is telling me I have a week to leave because his son needs the apartment. Doesn't he need to give me more notice. How can I find a new place to live in 1 week?
Typical notice is 30 days. It could be as low as 10 days in special cases such as non payment of rent. Here are the laws in each state via State Rules on Notice Required to Change or Terminate a Month-to-Month TenancyHere in Pennsylvania the law is:http://rturn.net/laws/evictions/...In order to evict your landlord is required to give you a proper notice. This notice must be in writing, and it must state the date that you should be out. If you are in the middle of a lease term and you have not violated the lease by falling behind in your rent for example, the landlord cannot evict you before the end of the lease term.Most written leases have a clause in them that states how much time in advance either the landlord or the tenant must give if they are not renewing the lease.If your lease does not state otherwise, the notice must give you only 15 days for a month to month or year to year lease.However, if your landlord is trying to evict you for non-payment of rent, he or she must only give you 10 days notice. This is true whether your lease is verbal or in writing.But, remember, although your landlord gives you a notice to get out, he or she can evict you ONLY after taking you to court!
What is it like to be a partner at Goldman Sachs?
I am going to keep this short and sweet. My Title: Partner Managing DirectorTime served: I have been with Goldman now for 17 years. I have been a partner for eight years.Compensation: I have seen the good times and the bad. I used to take home a lot more money but now I make 5-6 mil annually (including bonus) not a small chunk of change by any stretch but when the market was roaring before the mortgage meltdown the take home pay was far greater. My hours: I work about 55 hours a week. I have many others to do my grunt work. What I do? Make sure my unit continues generating revenue for the firm. I travel to seek out new business, work my contacts, etc.  My life: I have a wife, two kids, live in Greenwich, have couple of cars and bells and whistles.Stress: The stress is incredible. The money is great but the mental and physical toll it takes on your body over the years isn't (putting on weight, grey hairs, not being able to watch all my kids soccer games, going to recitals, less time with family, arguments at home, etc)11-21-12 Edits below: Let me address some of the comments. I am used to being on the hot seat, so those individuals who want to take pot shots at me for working at GS I am not phased. I have provided my experience and how I conduct myself. GS helps many companies (public and private), clients, and countries in many facets, but that was not the question. Regarding my hours, I work 55 hours a week currently. As I was climbing the ranks it was 60-80 hours a week was the norm as still is. Why I still do it? What keeps me motivated?  I am damn good at what I do, the people, and I enjoy it. The people that I work with keep me motivated. Without them I am nothing and they teach me new things on a daily basis which I am grateful for. I empower them to make decisions, lead by example, and surround themselves with individuals who do not adhere to the status quo.I am grooming many of them to be leaders be it in this organization or elsewhere and I want them to surpass what I have done. It is exciting for me to see them grow as  many have been with me for a number of years.Why dont I retire? So what, I can stay at home and argue with my wife?...(sarcasm).What will I do once I leave GS? I do some philanthropic work now, so when I leave the finance world for good, I will devote all my time helping a few non-profits.11-22-12 Edit: Chris Burkhard typing from his ass. We don't magically make 7-8 figure salaries we put in our dues. What I do is not rocket science but it requires skills, business acumen and pedigree.  Employees are educated, taught, mentored, as they come up the ranks.Below is a rough ranking system, there may be some nuances:Analyst- bottom of the barrel. Must put in 3-4 years to move up to the next level Associate- Must put in 3 years and usually have MBAVP- variableSVP-variableDirector-variableManaging Director-variablePartner (Partner Managing Director) - cream of the crop.Question was asked: Would you still get into banking if you had to do it all again?I would still go into banking if I had to do it all again,  but I would not stay as long as I have in the space.
If I give 30 days notice to move from a rental, do I have to stay another month? How long do I actually have to stay before I have to move out?
If 30 days is the agreed term, then you can move out whenever you wish, as long as you pay for that 30 days.Q: If I give 30 days notice to move from a rental, do I have to stay another month? How long do I actually have to stay before I have to move out?I did that once, gave notice, and said I would be leaving early, just a few days later.The landlord said they had someone ready to move in, but I still had to pay the full term.I said OK, but I will leave some of my things in the property and collect them on my last day covered by rent. That way it was not empty. Landlord accepted 14 days rent, not 30, if I took all my things early…
How long can you typically go without paying your apartment rent if you got a 3 days notice to pay the rent or get out?
The land lord has to go to court to throw you out, (actually, to enter your apartment, and to remove everything in it and put it at the side of the street).The pay or quit notice tells you when that will happen, usually 30 days. So if he goes to court, and if the court grants him possession, he can do that after court. `However if you are duely summonsed, and you do not show up, the judge has a choice to go ahead anyway (if he has reason to believe that you could have been there, and are just stalling), or to give you a continuance, another court date in 30 days. If you do get the continuance, you will still be made to pay, but you have another 30 days before they come to move your stuff out, and yes you will have to pay the next rent due, as well. The judge can grant another continuance if he feels that either party has a good reason to get one. But this is less common. And if he gets the feeling that one party is stalling (usually the tenan) he will make his judgement in your absence.So you have longer than three days, but after three days the landlord will request the court date and for you to be summonsed.And this will go on your credit record. It would be better business, and protect your credit rating if you pay the rent now using a credit card, and pay the card back when you get the money that you expect. If you are not regular in your payment of the rent, the next landlord may not want you as a tenant.Good luck.
If I move out of my house in Mississippi with a 30-day notice and someone else rents the house, do I have to pay the remainder of the lease?
Generally, a lease is a fixed-term tenancy and cannot be ended just by giving notice, unless that is stated in the lease. Otherwise, the landlord would be entitled to the same right and could give you a 30-day notice to terminate. The whole point of a lease is for both parties to have certainty of the occupancy period.It does happen that tenants break a lease, which is a breach of contract. In such a case, the tenant is obligated to pay rent through the end of their lease, but only until the property is re-rented. The landlord could also require you to reimburse their costs to re-rent the property. For example, the cost of advertising, a leasing agent’s fee, or prepping/cleaning the premises.If the tenant fails to pay for the vacancy and the security deposit is not sufficient to cover the landlord’s losses (rent and costs), the landlord is entitled to sue to recover.The landlord cannot double-dip by continuing to charge you rent after a new tenant has started paying.Check your local laws. Your area might have a tenant-landlord agency which can provide information and help mediate disputes.
Are my parents allowed to kick me out if I pay rent without at least a 30 day notice since I am basically renting out the room?
Each state have different laws regarding landlord/tenant laws and even for domestic living situations. Only an attorney can give legal advice. The next question would be why do they want you out and why don’t you want to just go? Is there someone neutral that could mediate some sort of agreement on just when the move will occur? If it’s a matter of you paid for the month already, will they pro-rate the month to allow you funds to move? If you’re over the age of 18 it might be time to make alternative plans on where to live no matter how it goes. Better to leave with dignity than in a fit of rage on either part.I wish you luck
I'm 22 years old and I want to become a millionaire by 35. How do I do this?
I became a millionaire when I was 40, but it’s not so difficult to get there by 35.Leverage is key. Leverage is basically the difference between values of the same thing, in two different positions. (Location, time, etc.)Think about a waterfall where there is a height difference. So, water naturally flows from one level to another:Same applies to business. Money flows naturally to where it has more leverage.As a 22 year old, you have all the time in the world. But you can’t simply exchange your time, your biggest asset at a low price point. That’s a poor person’s mindset. You can leverage the difference between value of time in a western country and a developing one. There are millions of people who are ready to happily work on a project in Phillipines, India or Morocco for a fraction of what it would cost in US.Go to Upwork | Hire Freelancers. Make things happen.Go to Find work/ U.S. OnlyFind job posts about a topic that you have an idea about. Social Media Marketing has lots of tasks that a 22 year old can easily manage. Things like editing images, posting them on Instagram or Facebook, etc. But you won’t be doing them by yourself. Merge multiple tasks from different businesses and post another job to have them done by an agency (or an individual) from a developing country. By bundling them as one project, you will have more power in negotiating a better deal. Then all you need to do is make sure they deliver, and communicate with your US based customers.I was able to make between $300-$500 with this method when I first discovered Upwork.This is just one idea out of thousands you can find, utilizing the differences between different parts of the world. Be resourceful and create your own resources, to use them to get to the next level.Make sure to read the story of the guy who made his way to get a house, trading things with more valuable stuff, starting with a paperclip:One red paperclip - Wikipedia
Do military members have to pay any fee for leave or fiancee forms?
NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... Caution-https://www.facebook.com/help/16...   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil Caution-mailto: john.doe.mil@mail.mil anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/ Caution-https://www.army.mil/article/61432/   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 Caution-https://www.army.mil/article/180749   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx Caution-http://www.ic3.gov/default.aspx   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130... Caution-https://www.army.mil/article/130...   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450... Caution-http://www.army.mil/article/1450...   Use caution with social networking  Caution-https://www.army.mil/article/146... Caution-https://www.army.mil/article/146...    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ Caution-http://www.army.mil/faq/ or visit Caution-http://www.cid.army.mil/ Caution-http://www.cid.army.mil/ .  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct, (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... Caution-https://www.dmdc.osd.mil/appj/sc... . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov Caution-http://www.ic3.gov (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov Caution-http://www.ftc.gov (Federal Trade Commission's website)
Do apartment managers have to give you a 30-day notice if you haven't paid December’s rent and now January’s rent?
Laws vary about notice requirements, but your rights to possession are affected by your adherence to following the rent payment rules specified in your lease agreement. Non payment of rent is a cause for eviction, and the landlord can also obtain a judgement against you for any unpaid rent that you owe.Generally, if there is a lease, and you are not a month to month tenant, the landlord must legally evict you through a court action, and the actual eviction-the removal of your belongings- is done by a sheriff, not the landlord. However, if you don't have a lease, it's possible that the landlord can remove your belongings and change the locks without taking you to court, similar to how a hotel or motel can remove your belongings if you fail to pay.You can examine your contract, or research the laws where you live, or hire an attorney, but the bottom line is that you have no right to stay anywhere indefinitely, without paying.